Compounding in Action:
The Power of Long-Term Returns
According to Fidelity Investments, The average person has $182,000 at retirement age. To get to the equivalent amount, you would have to save $2,980 a year for 40 years with 7% annual returns. Then, at retirement, you could withdraw $1,390 per month before taxes. At 85, you could withdraw before taxes the equivalent of $770 per month. With 14% returns, the same savings plan could grow to about $1,226,000. You could withdraw in today’s dollars before taxes over $14,500 a month. At age 85, you could withdraw before taxes the equivalent of $8,000 per month.
OUR APPROACH
Over the course of a series of 1 on 1 meetings, you will learn to understand your Investment options, Fee structures, Historical information about the markets and returns, College savings plans, IRAs, SEP/IRAs, 401k plans, and Why down years matter. We will also show you how to set up, make transactions, invest, and analyze your investment account.
Once you are educated, together we will create your financial road map to achieve to your goals.
We will implement the L.O.R.D.S. Strategy for analyzing and investing in Mutual Funds based on their Longevity, Opportunity, Returns, Diversity, & Stability.
TRANSPARENT PRICING
$650
3.5% One-Time Investment Fee
$100 Per Hour
RETIREMENT PLAN CONSULTING FOR BUSINESSES
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Investment Lineup Optimization - Strategic fund selection, monitoring, and periodic adjustments to maximize participant outcomes
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Fee Analysis & Compliance - Regular cost reviews to ensure your plan remains competitive and meets fiduciary requirements
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Quarterly Plan Updates - Comprehensive strategy reports with performance data, deadline reminders, and plan-specific insights
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Annual On-Site Education - Interactive participant meetings to boost engagement and retirement readiness
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New Participant Support - Streamlined enrollment assistance to get employees started on the right track
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Ongoing Investment Guidance - Personalized advice for you and participants as requested to align investments with retirement goals
OUR TEAM
Owner/Financial Advisor
Samuel Schaeffer, MBA
Samuel is the owner of LORDS Wealth, dedicated to educating clients to achieve their financial goals through a comprehensive financial education and personalized investment strategies based on the proprietary L.O.R.D.S. Strategy. Samuel holds an MBA from Clark University, MA.
With experience spanning wealth management, 401(k) retirement plan administration, and personal coaching, Samuel's approach to client service combines analytical expertise with deep understanding of individual needs. His mission is to educate and support each client by building a strong financial foundation to support their aspirations.
Samuel is committed to providing transparent, sound investment advice and building long-term relationships rooted in outstanding results. Samuel also enjoys Latin dancing, basketball, volleyball and traveling.
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Financial Educator
Lou Maddalena
Lou is a self-taught stock trader and entrepreneur with a strong grasp of fundamental and technical analysis, focused on building trading models rooted in price action and market sentiment. Through disciplined research and strategic thinking, He has developed custom systems that adapt to market dynamics with precision and intent.
He combines analytical depth and creative insight to lead ventures that thrive on innovation and adaptability. Lou's approach is driven by focus, resilience, and long-term vision—traits that guide both Lou's trading and entrepreneurial journey.
“Not just trading for profit, but sharing knowledge, building trust, and guiding others toward financial mastery.”
This reflects Lou's commitment to helping others grow, creating value beyond returns, and fostering a community built on transparency and insight.